[Author's note: since passage of the the Health Education Reconciliation Act of 2010 on March 26, 2010, PLUS loans are no longer offered through the now defunct FFEL program. This article is meant as a consumer resource showing what lending was like before student loan reform took effect.]

Parent PLUS Loans offer funding to both the parents of dependent college students as well as students attending either graduate school or a professional degree program.

This article will describe the various loan options available, explain how parents and students who are eligible can apply, and detail the terms and rates available.